- +91-90044-09724
Travel Insurance
Travel Insurance offers unparalleled flexibility and comprehensive coverage to protect you from unforeseen events during travel. A comprehensive travel insurance policy can cover trip cancellations/delays, medical emergencies, and loss of personal belongings. You can further tailor it to your needs with options to enhance coverage through add-ons like adventure sports cover, trip extension, and more. Available for individuals from 0 to 80+ years, these plans offer distinct pricing based on age and can cover all family members under one policy for total protection.
Types of Travel Insurance Plans
- Single Trip Travel Insurance: This plan covers a single international trip, remaining valid until you return home.
- Multi-Trip Travel Insurance: Ideal for frequent travellers, this plan covers multiple trips within a year, including on-trip medical expenses, lost baggage, missed connecting flights, and more.
Commonly Available Add-Ons in Travel Insurance
Health insurance companies offer various add-on and riders to enhance your coverage and cater to individual needs. These riders provide additional financial protection and help manage costs during critical situations. Some of the key riders include –
Medical Expenses
Covers the costs of medical treatment in case of illness or injury during your trip.
Trip Cancellation/Interruption
Provides reimbursement for non-refundable expenses if your trip is cancelled or cut short due to covered reasons.
Delay Coverage
Compensates for expenses incurred due to travel delays.
Loss of Baggage
Covers the cost of lost, stolen, or damaged luggage and personal belongings.
Personal Liability
Protects against legal liability for damages to third parties or their property.
Adventure Sports
Comprehensive coverage for a wide range of adventure sports, ensuring protection during extreme activities.
Car Rental and Cruise Coverage
Protection for car rentals and unique cruise travel risks such as missed ports or emergencies at sea.
Hospital Daily Cash Allowance
Provides a daily allowance for hospitalisation over two consecutive days during your trip.
Emergency Evacuation
Covers the costs of emergency evacuation due to medical or political reasons.
Repatriation of Remains
Reimbursement for the costs of transporting the deceased insured’s remains back to the home country.
Points to consider before buying Travel Insurance
- Purpose of Trip: Choose a policy that aligns with the nature of your trip, whether it is for leisure, business, or adventure.
- Scope of Coverage: Plan your trip and determine the scope of your policy’s coverage based on your planned activities.
- Health Coverage: Ensure that medical expenses are covered, particularly if you fall ill abroad.
- Claim Settlement Ratio: Compare the claim settlement ratios of various insurers.
- Claim Settlement Process: Assess the efficiency of the insurer’s claim settlement process.
Travel insurance is essential for protecting against various travel-related risks and unforeseen events. It provides financial security and peace of mind, ensuring that you can enjoy your trips without concerns. With numerous options from Indian insurers and various channels, finding the right policy can be overwhelming. Our expertise helps you select the ideal travel insurance tailored to your needs.